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… → Delete customization on any row in the customizations list. A confirmation dialog appears; the rule is removed only after you confirm.

It is permanent

There is no undo and no trash. A deleted rule and its configuration are gone.
Before deleting anything you might want back, Export customization first. The JSON file is a complete backup and can be re-imported at any time.

Delete or disable?

What happens at checkout

Deleting an Active rule removes its effect immediately. Any payment method it was hiding reappears on the next checkout. If that method was hidden for a real reason — a gateway that cannot process certain countries, a fraud control — make sure another rule covers it before you delete. Deleting a Draft rule changes nothing customer-facing.

Orders already placed

Nothing. Rules affect checkout only. Completed orders keep the payment method they were placed with.